Are there ways to increase the postpaid payment limit?
*As of June 24, 2025, the term 'postpaid money' has been changed to 'postpaid payment'
Postpaid payment limit increases are possible through two methods.
1) Postpaid Payment Limit Increase Linked to Project Performance
When the funding achievement amount for this project exceeds 80 million won, a postpaid payment limit increase of 10 million won is possible, and thereafter an additional 10 million won can be added for every 100 million won exceeded. However, the limit ceiling is 100 million won.
※ What is the achievement amount? It refers to payment reservation funds and payment collected during the project run.
If you meet these conditions and wish to increase your postpaid payment limit, you must apply for a postpaid payment limit increase through the Ads/Biz Center, and the postpaid payment limit will be increased on the next business day after application.
※For makers who are curious about the default postpaid payment limit, here please also check the guide.
- Please note this point.
- Performance-linked advertising postpaid payment limit increases are only applied to requests submitted through the Ads/Biz Center.
- After the limit increase is made, a notification will be sent to the maker's mobile phone via KakaoTalk.
- Please note that if fraud history is confirmed during the existing project run, the default postpaid payment limit will not be granted and the project performance-linked postpaid payment limit increase will not be made.
- How to Apply
- Please capture the screenshot with the achievement amount clearly visible on the project main screen.
- Ads/Biz Center > Postpaid Payment Status > In 'Limit Inquiry', click the [Apply] button.
- Based on the achievement amount, please attach the application amount and the payment reservation amount image captured earlier.
- Please capture the screenshot with the achievement amount clearly visible on the project main screen.
2) Postpaid Payment Limit Increase Through Guaranty Insurance Subscription
Although postpaid payment is already available for use, if you wish to increase the amount beyond the basic limit and performance-linked limit,
you can increase it through guaranty insurance subscription and insurance certificate submission.
The method for postpaid payment limit increase through guaranty insurance is as follows:
※ Guaranty insurance eligibility and coverage amount are determined based on information such as the maker's credit rating.
Typically, about 5% of all guaranty insurance subscription requests are being rejected,
For inquiries about guaranty insurance subscription for postpaid payment limit increase, please contact SGI Seoul Guarantee Seongnam Branch Jonggak Central Branch (031-701-9002) or homepage to confirm the nearest branch and proceed.
(1) Postpaid Payment Limit Increase Method Through Guaranty Insurance Subscription
① Wadiz Help Center > Register Inquiry > link to request issuance of a contract for guaranty insurance subscription.
② A contract for guaranty insurance subscription is issued to the maker's registered email. (Within +2 business days from the application date)
③ After completing the maker's signature and seal on the contract attached in the email, proceed with guaranty insurance subscription.
You can check the guaranty insurance subscription procedure through the maker guide.
④ After guaranty insurance subscription, click the [Limit Increase Application] button in Ads Center > Payment Management > postpaid payment.
⑤ postpaid payment In the limit increase application, attach the guaranty insurance certificate as an attachment and complete the application.
⑥ postpaid payment guaranty insurance limit will be increased. (Within a maximum of +3 business days from the insurance certificate dispatch date)
(2) Postpaid Payment Limit Increase Amount Through Guaranty Insurance Subscription
When submitting a guaranty insurance certificate, an additional increase equal to the guaranty insurance amount is possible.
(Example: Default limit 5 million won + Guaranty insurance 10 million won → postpaid payment limit increased to 15 million won)
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